Between 2007 and 2017 he worked in various Global Banking Institutions in London, after completing his Chartered Accountant’s qualification with Ernst & Young London, while working within their Investment Management Assurance practice. In 2010 he joined the Royal Bank of Scotland (RBS), as Manager in a variety of Group and Divisional Strategy and Risk roles. At RBS, Joseph was heavily involved in the balance-sheet restructuring that underpinned the Bank’s financial and operational turnaround during that time, including work on the ringfencing of the Bank’s Retail activities, RBS’ divestment of ~300 branches and the Asset Protection Scheme. In 2014, Joseph joined HSBC, as a Senior Portfolio Manager, leading a plethora of de-risking activities with a focus in commercial banking and a mandate that span across the European region and immersed himself in key strategic and regulatory risk initiatives for HSBC Europe.In August 2017, he joined Hellenic Bank as Manager of Enterprise Risk Management & Governance. In April 23rd 2020, he was appointed as Interim Chief Risk Officer of Hellenic Bank and in September 10th 2020 was appointed in the position of Chief Risk Officer. He was a core member of the deal team that negotiated the agreement for the acquisition of ex-CCB assets and liabilities as well as the agreement for the acquisition of the performing loan portfolio from RCB Bank Limited.